Personal Checking Accounts

Your Money the Way You Want It

Our checking accounts offer easy access to your cash and the flexibility to manage your money in a way that's right for you. Your money should work for you whether you are using it for fun, expenses, or long-term savings.  That is why our bank accounts support your unique spending style and why our personal banking professionals provide first-rate service when you have questions. Our professional banking services ensure your money is accessible, convenient and safe. We focus on personalized service combined with competitive rates. Use your preferred way of banking to view your accounts and perform transactions online, in person, or over the phone. We are a locally owned community bank and we take pride in serving you better.

  Regular Checking Senior Citizen Checking Student Checking NOW Checking Money Market Checking
Interest Earned check mark check mark
Opening Balance Requirement $10.00 $10.00 $10.00 $10.00 $10.00
Minimum Balance Requirement/Service Charge $250.00/ $2.00 per month if below minimum balance $0.00 $0.00 $750.00/ $5.00 per month if below minimum balance $2500.00/ $10.00 per month if below minimum balance
Online Banking check mark check mark check mark check mark check mark
Online Bill Pay check mark check mark check mark check mark check mark
Checks Available check mark check mark check mark check mark check mark
ATM/ Debit Cards* check mark check mark check mark check mark check mark

* Subject to approval

Regular Checking

  • Minimum balance to open is $10.00
  • A minimum balance fee of $2.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $250.00 for the monthly statement cycle
  • Checks are available
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • ATM/Debit Card available subject to approval

Senior Citizen Checking

  • Minimum balance to open is $10.00
  • Age requirement of 60 or older
  • No minimum balance requirement
  • Checks are available
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • ATM/Debit Card available subject to approval

Student Checking

  • Minimum Balance to open is $10.00
  • Age requirement of 24 or younger
  • No minimum balance requirement
  • Checks are available
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • ATM/Debit Card available subject to approval

NOW Checking

  • Minimum balance to open is $10.00
  • A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $750.00 for the monthly statement cycle
  • Accrues interest according to set rates  (see rates)
  • Checks are available
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • ATM/Debit Card available subject to approval

Money Market Checking

  • Minimum balance to open is $10.00
  • A minimum balance fee of $10.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $2,500.00 for the monthly statement cycle
  • Accrues interest according to tiered rates  (see rates)
  • Checks are available
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • ATM/Debit Card available subject to approval
 

Click here to apply for a new account online.

If you need help choosing which checking account would be best suited for you, you can call or stop in and talk to one of our personal banking professionals that will help guide you to the one that best suits your needs and goals.

To open your checking account, stop by the Bank of Hazelton location at 363 Main Street, Hazelton, North Dakota. Or get started by calling us at 701-782-6295 for account openings by phone. Call and talk to a personal banking professional during our Customer Service hours, 8:30 AM to 4:00 PM Monday- Friday.

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